Omar Garcia Machado

With over two decades of experience in lending and financial services, Omar Garcia Machado has built a reputation as a knowledgeable, client-first mortgage professional dedicated to helping individuals and families achieve financial independence through homeownership. His journey into real estate was inspired by a powerful realization: homeownership is one of the most effective ways to build long-term generational wealth. Witnessing firsthand how financial literacy and access to the right tools could change lives, Omar made it his mission to serve as a trusted guide in both mortgage lending and real estate investing.

Omar's career includes 12 successful years at Chase Bank, where he was consistently recognized for his performance as a member of the prestigious National Achievers Club (NAC)—an honor awarded only to top-performing loan officers. Today, he specializes in a wide range of mortgage solutions, including both traditional and alternative loan programs. Whether it's helping first-time buyers, self-employed borrowers, or seasoned investors, Omar is known for crafting creative financing solutions that work.

One of his most memorable experiences involved assisting a self-employed client who had been denied by multiple lenders. Through a strategic approach using bank statements and a solid profit-and-loss analysis, Omar secured the funding that allowed the client to purchase their first home. That moment—seeing the joy and relief on his client’s face—reinforced his passion for what he does.

Born in San Diego and raised in Tijuana, Omar brings a bicultural perspective to his work, which has proven invaluable in serving diverse communities across Southern California and Baja California. A graduate of California State University of San Marcos with a degree in Business Administration, he is also a licensed mortgage broker (NMLS #484570) and currently serves as Director at Global Reliable Rentals, a property management company operating in both regions.

Omar’s approach is rooted in empathy, strategy, and relentless follow-through. He prides himself on being highly available to clients, guiding them step-by-step through the mortgage process with clarity and care. His deep market knowledge and commitment to education ensure that clients are not just completing a transaction—they’re making informed, empowered decisions for their future.

Staying ahead of market trends is a top priority for Omar. He actively participates in real estate education forums, attends industry events, and collaborates with a network of trusted professionals to ensure his clients benefit from the most accurate and up-to-date information.

Outside of work, Omar draws inspiration and balance from his family and his lifelong love of tennis. He trains up to 15 hours a week, crediting the sport for instilling the discipline, focus, and consistency that carry over into his professional life. Whether he's competing on the court or negotiating on behalf of a client, Omar brings energy, strategy, and heart to everything he does.